Thinking about refinancing your home loan, but don’t want to deal with expensive lender fees? Not to worry — Ideal Home Loans has you covered! We believe in creating a positive experience for homeowners from their initial home loan to the refinancing process, and everything in-between. That’s why our Ideal Rate Guarantee Program makes it possible for you to refinance your current, Ideal-originated home loan for a period of two years after closing with absolutely NO lender fees whatsoever.

As a qualifying participant in the Ideal Rate Guarantee Program, you’ll enjoy the luxury of making positive adjustments to your mortgage plan without any of the extra stress or hassle. We waive all lender fees, including processing, underwriting, wire fees, tax service fees, and e-doc fees.

Ideal Rate Guarantee Program Qualifying Criteria

Those interested in participating in our Ideal Rate Guarantee Program must meet the following terms:

1) Borrower must make six on-time payments on their loan
2) Interest rates must have dropped .75% or more
3) Borrower must have signed a new loan application within two years of the closing date of the prior refinance

Find out if you qualify for the Ideal Rate Guarantee Program or learn more about how refinancing could work to your benefit by talking to one of our experts today.