There are a lot of different types of loans out there for home buyers, and trying to understand them all can be confusing and overwhelming. Numerous factors influence whether or not a specific loan is right for your needs, including your available cash-on-hand, credit score, debt-to-income ratio, personal financial goals, and even how long you plan on keeping your home. Fortunately, you don’t have to become a home loan expert in order to become a homeowner, because we’re the know-it-alls!

At Ideal Home Loans, our focus is centered around evaluating your unique situation, assessing which loan or loans are best suited to your lifestyle, and helping you make the right decision for you. We’re passionate about helping home buyers find loans that match up with their individual demands and desires while offering the very best interest rates and terms for long-term financial success. As a full-service mortgage lender, Ideal Home Loans specializes in the following loan types:

Conventional & Jumbo Loans
FHA Loans
VA Loans
Fixed & Adjustable Rates
10 to 30 Year Terms
Full Qualifying & Streamline Re-Fi’s
Refinance
Purchase
First-Time Buyers
Home Remodels
2nd/Vacation Homes
Debt Consolidation

We know the ins and outs of the mortgage and home loan market so you don’t have to. Feel free to ask us any questions about the loan products we offer or to address any concerns you may have. Give us a call today to start discussing which type of loan is “ideal” for you.