There’s nothing quite like the thrill of buying a home… and knowing that you got the best possible home loan makes the deal even sweeter. With current mortgage rates being so low, it’s a buyer’s market, and now is the time to make your move — literally. No matter what type of home you’re interested in purchasing, or how you plan on using your property, it’s smart to have someone in your corner, walking with you through every step of your journey. That’s where we come into play.

Ideal Home Loans wants to see you acquire your perfect home through choosing a home loan that suits your lifestyle. We’re experts in the ever-changing world of real estate mortgages and will help you determine the best time to buy, which home loans you qualify for, which mortgage program best fits your needs, how much of a down payment should be made in conjunction with your loan program, and more. In other words, we’re here to make the home buying process as smooth and “ideal” as possible.

Home Purchase Plan

Wouldn’t it be nice if there was a guidebook for buying a home? Well, actually… there is! The Ideal Home Loans Home Purchase Plan offers you a customized report that uses financial data, credit scores, and goals to generate a timeline for purchasing your “ideal” home.

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First Time Home Buyer

You’ve decided that you’re ready to dive in headfirst and buy your first home — now what? Before you start panicking, take comfort in knowing that you don’t have to figure it all out on your own.

Second Home

Many savvy homeowners realize the value of purchasing a second home for getaways and extended vacations, so what’s stopping you? We’re happy to sit down and assess your financial situation so that we can come up with the best course of action for finally acquiring that mountain retreat or summer bungalow you’ve always wanted.

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Rent vs. Own

It’s the age-old question: Which is better — renting or buying a home? While there are certain factors to consider, the bottom line is that there are numerous benefits to home ownership that you simply can’t afford to miss out on!

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Type of Loans

There are many different types of home loans out there, but that doesn’t mean that every loan product is right for you. Ideal Home Loans takes pride in matching up homeowners not only with the loans they qualify for, but also the loans that are best aligned with their current financial situation and future goals.

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Rick Mourhess Avatar

I have had my fair share of home purchases as well as a refi or 2. Working with Jason at Ideal was... read more

Rick Mourhess 12/05/2019
Bridgette Bender Avatar

I worked with Kathrine Kemp in refinancing my home. The whole process went smoothly from start to finish and I was able... read more

Bridgette Bender 6/13/2019
Dejay Falcon Avatar

We just refinanced with Ideal. It was the second time we used them. The process went smooth. We dealt... read more

Dejay Falcon 11/28/2019
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