We hear it all the time:

“I can’t afford to purchase┬ámy own home because I can’t put 20% down.”

What if we told you that you don’t have to? Regardless of what you may have heard from a friend, on the news, or from another source on the matter, we’re here to tell you that the idea that a 20% down payment is required on a home is a myth. We’ve been in the real estate lending business for decades and have helped countless first-time buyers get the keys to their new home with little or no money down! By offering loan programs directed at first-time homeowners, we’re able to ensure you walk away with the best loan for your needs, both now and in the future.